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Bank-owned properties are usually in high demand because they have a potential for discounted prices, are investment opportunities and a buyer can negotiate favorable terms with the lender. Accordingly, purchasing these homes can be challenging since they attract many...
A property deed is a legal document that transfers ownership of real estate. If the deed is flawed or incomplete, it can create serious problems during a real estate transaction, especially at closing. When buying or selling a home in Connecticut, the title must be...
When you’re buying or selling a property, a lien can cause unexpected delays. A lien is a claim against a property that must be cleared before a clean title can be transferred. Understanding the common types of liens can help prevent delays at closing. Below is some...
Those buying or selling a residence in the Connecticut real estate market often wonder if legal representation is mandatory. While real estate transactions often seem straightforward to buyers and sellers alike, Connecticut's unique requirements can add a dash of...
Seemingly small issues can have a major impact on real estate transactions. The sellers can accept a reasonable offer, and a buyer can secure final approval for a mortgage, only to have title issues affect the closing timeline. Sellers sometimes don't realize before...
A title insurance policy protects property owners and mortgage lenders from title defects. Examples of defects include liens, forged deeds or documents, claims from contested wills or lawsuits over errors such as boundary disputes and errors in public records. So,...
When you buy a home, you’re also buying its title - the legal right to the property. However, titles can be complicated. For example, there could be unpaid taxes, undiscovered liens or even unknown heirs who claim to own the home. Title insurance helps safeguard you...
People who are purchasing a home will often notice that they’re going to have to pay money into an escrow account. This is a financial tool that helps to protect borrowers and lenders by providing a way to ensure specific expenses are paid on time. The escrow account...
Selling a home is a significant financial and legal transaction, and if you’re planning to sell property in Connecticut in 2025, preparation is likely going to prove to be key when it comes to a smooth and successful process. The Connecticut housing market in 2025 is...
Having a clear title is an essential part of purchasing real estate. One that’s not clear can result in complications that delay the sale and even jeopardize it altogether. Anticipating some of the most common title issues can help you to avoid them. Here are some...