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Seemingly small issues can have a major impact on real estate transactions. The sellers can accept a reasonable offer, and a buyer can secure final approval for a mortgage, only to have title issues affect the closing timeline. Sellers sometimes don't realize before...
A title insurance policy protects property owners and mortgage lenders from title defects. Examples of defects include liens, forged deeds or documents, claims from contested wills or lawsuits over errors such as boundary disputes and errors in public records. So,...
When you buy a home, you’re also buying its title - the legal right to the property. However, titles can be complicated. For example, there could be unpaid taxes, undiscovered liens or even unknown heirs who claim to own the home. Title insurance helps safeguard you...
People who are purchasing a home will often notice that they’re going to have to pay money into an escrow account. This is a financial tool that helps to protect borrowers and lenders by providing a way to ensure specific expenses are paid on time. The escrow account...
Selling a home is a significant financial and legal transaction, and if you’re planning to sell property in Connecticut in 2025, preparation is likely going to prove to be key when it comes to a smooth and successful process. The Connecticut housing market in 2025 is...
Having a clear title is an essential part of purchasing real estate. One that’s not clear can result in complications that delay the sale and even jeopardize it altogether. Anticipating some of the most common title issues can help you to avoid them. Here are some...
Buying a home is a big step, but becoming house poor can cause financial trouble. Understanding and avoiding this in Connecticut, where homes and taxes cost a lot, is essential. What does it mean to be house poor? Being house poor means most of your money goes to...
Buying a new home can feel overwhelming, especially if it's your first time. There are so many details, from the first viewing until the final closing, that you may begin to worry about forgetting something. One crucial aspect of buying a home is including contingency...
Buying your first home is an exciting milestone, but it can feel like stepping into uncharted territory. It’s easy to get overwhelmed with so many decisions to make and options to consider. To help you navigate this journey, being wary of the pitfalls that can turn...
When someone sells real estate in Connecticut, they may have to fill out a disclosure form. This typically takes the form of a list of questions. The seller can then either check yes, making the disclosure, or check no, saying that there is no problem with the...