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What kinds of mistakes or problems can a title search find?

| Mar 5, 2021 | Real Estate Law

A title search is an important part of buying your home. You may wonder why it’s necessary, and the answer is simple. A title search looks for title defects.

There are many different problems and mistakes that a title search can reveal. Some may include:

  • Illegal deeds
  • Liens
  • Errors made in the public records
  • Information about missing heirs
  • Unknown easements
  • Forgeries
  • Encumbrances
  • Survey or boundary disputes

And these are just some examples of potential problems. Fortunately, the title search can identify these issues, which will help you protect yourself.

Why is a title search important?

For buyers, a title search is important because it determines not only who owns the home but also that all liens or disputes have been taken care of before you move in.

Why is that necessary? If you move into a home that has a $5,000 judgment against it, you could end up footing that bill. A title search helps you be certain that there is no such judgment against your new home and protects you from taking on another person’s debt.

With a title search, you’ll also be able to seek title insurance. This is also a good kind of insurance to have, since it protects you against any title issues discovered after you close on the home.

Don’t let a bad title impact the joy of your new home purchase

Our website has more information on real estate closings, disputes, liens, and other factors that may impact you. If you need to know more about title searches or want to have one performed, your attorney can give you more information during your search for your new home.